30 Year Historcial Average Chart

Hello folks,

Take a look at this chart. We have been saying for sometime that now is truly the time to buy. Today more than ever is it a great time to buy. In reviewing the attached chart from Freddie Mac, remember this is simply the average 30 year conventional fixed rate published by Freddie Mac.

The graph is better because it simply puts rates into a picture format. Lowest historical rates, prices in many markets creating opportunity, and tax credits for first time home buyers – there is a huge market to approach. I want to help you achieve the American Dream. Achieving this dream correctly, with affordability, responsibility, and accountability. Putting you into a loan program that places you into a risk of losing the home is not my business.

I don't do this kind of work to turn transactions, I do this to assist others in achieving the American Dream. Renting is not a great long term answer. It is a payment that can go up (like an adjustable rate) and gives no equity nor tax deduction. Timing the market is hard, but there is enormous opportunity for those truly thinking of buying. With rates today closing in the mid 4's, now is the time to buy.

Look at the data on the graph and think about where your parents.....your grandparents rates were when they bought. Imagine if you will, having that rate with a mortgage of today. Grab the American Dream the correct way, not with Alt A or sub prime loans, but with using good sense. That is my way. That is Prosperity's way.

For more information on achieving the American Dream, please visit me at http://www.daveshelor.net/. There you will find newsletters, calculators and other information to assist you with your interests. I can also help find you a REALTOR who believes in the same principals as I. We are here to serve you.